Privacy Policy

Effective: 12/02/2025

Introduction

Armes Financial ("we," "our," or "us") is committed to protecting the privacy of our clients and website/app users. This Privacy Policy outlines how we collect, use, store, and protect your personal information. It also explains your rights regarding your data.

By using our services, visiting our website, or engaging with us, you consent to the practices described in this policy.

Information We Collect

We may collect the following types of information:

a. Personal Information

Full name
Contact details (email, phone, address)
Social Security Number (if required for insurance or financial services)
Date of birth
Employment and income details
Insurance coverage and beneficiary information
Financial goals and background

b. Technical Information

Usage behavior (pages viewed, time spent, clicks)

c. Communication Data

Records of interactions (emails, calls, forms submitted)
Notes from consultations or service requests

How We Use Your Information

We use your information to:

Provide life insurance services
Process applications and policy quotes
Conduct risk assessments and compliance checks
Communicate with you (including reminders, service updates, or offers)
Improve our website and services
Comply with legal, regulatory, and industry obligations
Prevent fraud, protect against misuse, and ensure data security

Sharing Your Information

We may share your information with:

Licensed insurance carriers (to generate quotes or issue policies)
Financial product providers (as needed to deliver our services)
Service providers (such as IT support, CRM platforms, email systems)
Regulatory authorities or legal bodies (when required by law or regulation)
Affiliated professionals (e.g., CPAs, attorneys, or planners you authorize)

We do not sell your personal information.

All third-party relationships are bound by confidentiality agreements and data security standards.

Data Security

We use administrative, technical, and physical safeguards to protect your data. These include encryption, secure servers, access controls, and regular monitoring. While no system is 100% secure, we work diligently to prevent unauthorized access or disclosure.

Data Retention

We retain your data only as long as necessary to fulfill the purposes described here, comply with regulations, or meet legal obligations. When your data is no longer needed, we securely delete or anonymize it.

Your Rights

Depending on your location, you may have the right to:

Access the personal data we hold about you
Request correction of inaccurate or outdated data
Request deletion of your data (subject to legal exceptions)
Object to or limit certain data uses
Withdraw consent where processing is based on consent

Cookies & Tracking

We may use cookies or similar technologies to analyze site usage, personalize your experience, and support security. You can control cookie settings through your browser. Disabling cookies may affect some site features.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect information from minors. If we learn that we've collected such data, we will delete it promptly.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted with a revised "Effective Date" above. We encourage you to review the policy periodically to stay informed.

Questions About Our Privacy Practices?

If you have any questions about this Privacy Policy or how we handle your data, please don't hesitate to reach out to us. You can find our contact information in the footer below.