Disclaimer

Last Updated: 5/19/2026

General Disclaimer

The information provided on this website is for general informational purposes only and does not constitute financial, legal, tax, or investment advice. Armes Financial makes no representations or warranties about the accuracy, completeness, or suitability of the information contained on this website.

By using this website, you acknowledge and agree that:

Insurance Products Disclaimer

Armes Financial offers life insurance and annuity products through licensed insurance carriers. Please note:

Policy Terms

All insurance products are subject to underwriting approval. Features, benefits, coverage amounts, premiums, and availability may vary by state and by carrier. Nothing on this website guarantees coverage, approval, or specific pricing.

Guarantees

Product guarantees, including death benefits and cash value accumulation, are based on the claims-paying ability of the issuing insurance company. They are not guaranteed by Armes Financial or this website.

Performance

Past performance of any insurance product does not guarantee future results. Projected values, returns, or benefits shown on this website are illustrative examples only and not guarantees of future performance.

Investment & Financial Planning Disclaimer

Any information related to retirement planning, investment strategies, Indexed Universal Life (IUL) policies, annuities, or wealth building should not be construed as:

All investments carry risk, including the potential loss of principal. You should carefully consider your financial situation, risk tolerance, investment objectives, and time horizon before making any investment decisions.

Professional Guidance

We recommend working with qualified financial advisors, tax professionals, and attorneys who can provide personalized advice based on your unique circumstances.

Third-Party Content & External Links

This website may include links to third-party websites, content, or resources. Armes Financial does not endorse, verify, or assume responsibility for:

Any interactions with third-party websites, including purchases or sharing of personal information, are solely between you and the third party. We recommend reviewing the terms and privacy policies of any third-party sites you visit.

Licensing & Credentials

Armes Financial and its representatives are licensed to offer life insurance and annuity products within the United States. However:

For specific licensing information, please contact us directly or verify credentials through your state's Department of Insurance.

No Guarantees

While we strive to provide accurate and up-to-date information, Armes Financial makes NO GUARANTEES regarding:

The information on this website is provided "as is" without warranty of any kind, express or implied.

Have Questions?

If you have any questions about this disclaimer or our services, please don't hesitate to reach out to us.