What is term life insurance?
 

Term life insurance provides protection for a specific period of time — usually 10, 20, or 30 years. If you pass away during that term, the policy pays a death benefit to the people you choose.
 

Who is term life insurance best for?
 

It’s a great fit for people who want affordable coverage during high-responsibility years — such as raising a family, paying a mortgage, or building a business.
 

How does the coverage work?
 

You select a term length and coverage amount. Your rate is based on factors like age, health, and lifestyle. If the term ends and you still need coverage, you may have options to renew, convert (if available), or choose a new policy.
 

What can the benefit be used for?
 

Your beneficiaries can use the funds for anything they need — income replacement, rent or mortgage payments, childcare, education costs, debt, or daily living expenses.
 

Why choose term insurance over other types?
 

Term life insurance is usually the most cost-effective way to secure a significant amount of protection. It’s simple, flexible, and designed to support your family when their financial needs are greatest.